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Here’s a fact that surprises most Australians: your superannuation is not automatically part of your estate, and it doesn’t pass under your will. When you
There aren’t many places in the financial system where the government simply hands you money for saving. The superannuation co-contribution is one of them. If
Two people retire with the exact same amount of money, invested in the exact same way, drawing the same income. One runs out of money
For most retirees, the family home is both the largest asset and the one Centrelink ignores — it’s exempt from the Age Pension assets test.
For retirees who own their home outright, housing is largely a solved problem. For the growing number of Australians who rent in retirement, it’s often
Few financial shocks land harder than the first aged care fee estimate. A family expects the government to cover most of the cost of a
Moving Mum or Dad in, building a self-contained flat out the back, or contributing to a child’s home purchase in return for a place to
Why Your Actual Investment Income May Not Matter to Centrelink Many retirees are surprised to learn that Centrelink often doesn’t care how much income their
The Real Cost of Aged Care: What Most Families Don’t Expect One of the most common questions families ask when considering aged care is: “How
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