Harry Hagias
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If you’re heading into retirement or already there, one of the first questions you’ll ask is: how much can I earn in retirement without paying
Every employee in Australia has someone quietly building their retirement in the background. Their employer must pay 12% of their earnings into super, whether they
There’s a form sitting with your super fund that may be more important than your will. Most Australians filled it in years ago when they
Most Australians assume that whatever is left in their super passes to their children untouched. It doesn’t. If your adult children are financially independent —
There are two ways to make before-tax contributions to your superannuation, and for most Australians the better option is not about getting a lower tax
There are only two ways money gets into your superannuation: before tax or after tax. Everything else — salary sacrifice, employer contributions, spouse contributions, the
In most Australian couples, one partner ends up with substantially more super than the other. Usually it’s the person who took time out of the
Being made redundant is disorienting. If you receive a redundancy payout in Australia, the first step is to work out what parts of it you’ve
More than one in ten Australian families with dependent children is now a blended family. Yet most financial and estate planning is still built on
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