Harry Hagias
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Most couples spend months planning a wedding and very little time planning how their finances will work once they are married. Money is one of
For many Australian families, private school fees are the largest expense after the mortgage. Over 13 years of schooling, the total cost for a single
For many couples, retirement plans are built around travel, family and time together. When one partner’s health declines, those plans can change quickly. The other
When you move your super into an account-based pension, the investment earnings on that money become tax free. In exchange, the law requires you to
More Australians are working past Age Pension age, whether for the extra income, to stay engaged, or because they enjoy what they do. A common
Lifetime income streams, including lifetime annuities and lifetime pensions, pay a guaranteed income for as long as you live. That protection against outliving your savings
Borrowing to invest in shares can accelerate wealth building. If your investments return more than the cost of the loan, gearing magnifies the gain. But
Private credit has become one of the fastest-growing investments in Australia. The sector has grown from around $35 billion a decade ago to more than
Most investment conversations focus on shares and property. Fixed income gets less attention, yet for many Australians it is the part of the portfolio that
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