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Checking a financial adviser’s licence, qualifications and disciplinary history is free, public and takes about five minutes. Almost nobody does it. People who would happily
A first meeting with a financial adviser is a two-way interview. Most people treat it as an audition where they are the ones being assessed,
Financial planning as a single parent is not couple planning with one column deleted. The structure of the problem is different. In a two-income household,
If the last thing you read about HECS was written before 2025, throw it out. The system has been rebuilt twice in two years, and
Helping an adult child buy their first home has become one of the most common financial decisions Australian parents make. It is also one of
Most owners think about a business sale as a negotiation. Get the price right, and everything else follows. The price matters, but it is not
Most people think of estate planning as writing a will, and treat it as done once the will is signed. A will governs what happens
A generation ago, retiring with the mortgage still owing was unusual. It is now common. People buy later, upgrade mid-career, redraw for renovations or to
If you have recently lost your partner, we are sorry. What follows is practical information, written for people who need to understand what happens next
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